-
Website
http://capitolfax.com/ -
Original page
http://capitolfax.com/2006/08/28/question-of-the-day-157/ -
Subscribe
All Comments -
Community
-
Top Commenters
-
wordslinger
96 comments · 42 points
-
Rich Miller
147 comments · 56 points
-
LoopLady
16 comments · 6 points
-
theoriginallynns
16 comments · 2 points
-
dupage dan
28 comments · 2 points
-
-
Popular Threads
The problem is that greedy insurance companies are gouging well-off physicians, blaming "exhorbitant" jury awards to innocent victims of NEGLIGENT doctors. So, the "logical" solution is to correct the "problem" on the backs of the innocent victims?
Their token 5% reduction rate hardly reflects on their argument, doesn't it? Either they lied about the effects of jury awards, or they're now gouging doctors even more on their premiums. OR BOTH. So, where are the answers?
Let's ask Stumpy in 10 years of mega inflation how much of his $500,000 is left, and at the same time check the net worth of the insurance company executives over the same period. I think that the doctors are the victims of a greedy insurance industry, and of their own negligent collegues.
Also, let's not forget that most victims of medical malpractice never receive one cent in compensation to begin with, because it's so damned difficult to even FILE a medical medical malpractice case, let alone win one, that most attorneys only accept very aggregious cases, in which negligence is blatantly obvious. Doctors enjoy a privilege no other group has in our courts: in order to even file a medical malpractice suit in Illinois courts, a plaintiff has to attach an affidavit from a doctor of the same specialty specifically stating under oath how and why the offending doctor was negligent! Doctors band together to protect their own in these situations. So, even if a plaintiff CAN get one of these affidavits, he can only do so by paying thousands of dollars to a "doctor" who does these affidavints FOR A LIVING. With $5,000-$10,000 (or often much more) in costs involved just to FILE a case, most victims of medical malpractice can't even find a lawyer to file their case.
If everyone had the privileges of doctors and their insurers in our courts, there wouldn't be many lawsuits left to bother with. Nice having enough money to spread around to buy influence, isn't it?
I also thought that the reporter did a poor job of pointing out that the victim's "advocacy groups" quoted are also sponsored by the same trail lawyers organizations. Hardly a group with the PATIENT's best interests at heart. Those patients are the big losers in this system.
Every bad outcome does not indicate negligence and malpractice.
As for greedy and self-serving insurance execs, a natural limiter already exists - the market. If malpractice insurance were so lucrative in this state, there would be more players and the competition for malpractice premiums would drive the price down. As it is, many insurers still avoid Illinois.
Your comments are typical of this debate.
The $500,000 cap applies to non-economic damages only.
The person can still recover all of his future medical expenses, lost income, etc.
The person is going to suffer no economic loss. What the person will lose in the dollars attributed to the pain and suffering from the injury, and most of those awards are nothing more than a measure of how much the jury likes the plaintiff. Nice guy? Big verdict. Ignorant slob? Low verdict.
The law was needed, and sadly, it needs to be expanded. Until some lawyers once again see ambulances as emergency medical transportation, and not meal tickets, we will need to curb their abuses of our system.
We have only so much time and money to run our legal system. Lets do what we can to keep it focused on dispensing justice, not as an ATM machine for the dishonest.
Also, this would clear up the court calendars and return control of the Damage Lottery Wheel to the Courts instead of to the plaintiff bar.
Part of the reason it's so hard to bring a malpractice suit is because doctors clam up and look the other way when they see other doctors having committed malpractice. These doctors are liars for the sake of their own wallets and not the welfare of their patients.
People who have been injured at the hand of their trusted physician or medical staff don't stand a chance until doctors are forced to report the errors of other doctors. That is the reform we need.
Never fear, the Kings of Tort have stables of doctors and other experts ready to testify at high fees in any trial. They flock to the money as well.
Then it's ok with you if someone chops you legs off for $500k, so long as your lost wages and medical bills are covered? Your argument is that $500k is fair compensation for 40 years of a ruined, pain-ridden and miserable life? That works out to $12,500 per year. That sure sounds fair to me.
Why do you believe that any amount of money can or should "compensate" you for the pain and suffering?
Are you claiming that is somebody pays you $5 million for you lost leg, tnen you would just say "That's fair. We are even now."
Should we roll the dice with a jury?
Jury likes you: "$12.5 million."
Jury thinks you are a jerk: "25,000.00."
Does that seem fair to you? Does that seem like justice?
Nice smile = nice verdict. What a fine system we have here.
At least the legislature has set some guidelines. Juries sure can't.
I agree that the jury system is subjective and generally unfair in that "jury like you, you do good, jury think you butthole, you lose", or even that the same parties in front of a different jury could end up with an opposite result. Unfortunately, we're stuck, at least for now, with this system.
So yes, the legislature has done SOMETHING about the situation, but I think it's the WRONG thing. They took the only innocent and only victimized parties to the whole rotten scenario and penalized THEM. Why couldn't they put a cap on malpractice insurance premiums? Please, answer that: why is that less fair than putting a cap on the recovery of victims?
Because price caps would drive more insurers out
of Illinois.
Even with this legislation some med-mal insurers are already leaving Illinois. Doctors are scrambling to find coverage anywhere.
We need to encourage youth to get out of paper pushing and study science to practice medicine by shifting the financial rewards.
If individuals had their own insurance they would pay a lot more attention to the costs and quality, forcing both insurers and doctors to compete. Why worry if your job's insurance is footing the bill, right? Statistical data on every doctor and hospital, along with publically posted prices would become standard.
We also fail to emphasize far less expensive prevention because it's much more profitable for doctors, lawyers, and insurers to react to more serious problems. Here, government intervention may be necessary because the market has shown insufficient interest in better protecting patients health and holding down costs.
Plaintiffs' attorney are mad as hell at Blago about tort reform.
When he came, they thought they would get the Structural Work Act back. Instead the Structural Work Act is still dead, and they got this.
I have to think they will keep their wallets closed this year.
Mass exodus of doctors? A few anecdotes does not an exodus make. Take a look at medical licensing in this state and you'll see it's held fairly steady.
Ballooning med-mal insurance rates? The doctors self-insure through the state medical society. They ought to ask themselves why they're paying so much (surely the decline in the stock market a few years back had nothing to do with it, wink, wink).
Lawyers are bleeding patients with fees? Ha! Everyone hates lawyers til they need one. How much is it worth to you to be fairly compensated for malpractice which results in a lost limb or, worse, a lost loved one. You guys ought to ask Trial Lawyers Peter Roskam (Congressional candidate) and Matt Murphy (State Senate candidate) what they think about tort "reform". Have fun watching them squirm.
--
Our tort system is about responsibility and equality. Tort "reform" is the domain of those people trying to weasle out of responsibility (doctors who commit malpractice -- in reality a very small percentage of doctors commit the vast majority of malpractice) and who don't believe in a level playing field (big corporations who feel they have a right to impose their will -- their profit margin -- on anyone and everyone).
"Our tort system is about responsibility and equality." NOT
If that were so, then it would not matter in which jurisdiction the suit was filed. Or are responsibility and equality only demonstrated by the localities which generate the highest damage awards?
And what about the phony experts -- as in the asbestos cases -- brought along by the Kings of Tort?
What is responsibility? Nobody is weaselling out. Big corporations should be judged on the damage they do, not their size and ability to pay.
The Kings of Tort well know that the best thing to do is to estimate what the defendant's cost of going to trial will be and the probability range of awards should the case go to trial, and settle for one dollar less. And it is all because the plaintiff bar has zero liability if thei case is defeated. The equation is skewed.
Let's reform the system. Losers pay the opponents actual legal costs not the punitive costs they tack onto the suit. The complete award goes to the winner.
You keep backing only the saintly and charitable plaintiff attorneys and lump the defense counsel in with "the evildoers." Why?
Advocates of "tort reform" do not think all trial lawyers are bad. If a wrong has been done, we'd hope there would be a good plaintiff's lawyer and a good defense lawyer (both of them are "trial" lawyers and we'd hope there would be a fair judge and a fair jury.
We also hope the laws that govern the specific incident are fair and that sometimes is the problem that leads to the call for "tort reform."
Peter Roskam happens to be a plaintiffs' lawyer who we think has been fair. In fact, he is a supporter of many of the reforms that have been proposed and he has been a sponsor of some important reform legislation. We know where he stands and it's easy to support him.
The fact that your organization would support an ambulance chaser like Roskam is a shame. Where was he when he first came to Springfield? Was he "present" when tort reform work needed to be done?
What did he say to Terrance Lavin when he thought Lavin's friends would send him some cash?
He supports tort reform now only because he thinks that people like you will send him to Congress if he does. He doesn't care about tort reform. If he did, he would stop taking his pathetic slip and fall cases.
He lied to Lavin once. What makes you believe he isn't lying to you?
Really believe he will vote for you? Or will he vote "present" again?
Our organization does not support candidates in federal races; my support of Roskam is personal. But I think you are mistaking Roskam for former State Rep. Al Salvi who did vote "present" on the 1995 tort reform bill. Roskam voted "aye."
And he has supported (with "aye" votes) every significant reform vote that has come before him in committee or on the floor of the Senate since 1995.
Ed Murnane won't be happy until no business or corporation in America can be held accountable anymore. Unless they want to sue each other of course, and then it's a fundamental right protected under the Constitution.
I've got a proposition for Mr. Murnane and everybody else who thinks $500,000 is fair compensation for pain and suffering, based on my summer spent ranching in Colorado. I'm opening a clinic in Springfield where we'll castrate you without anesthesia, just for kicks. Since there won't be any follow-up medical bills and you won't miss a day of work, we think $500,000 is fair compensation for your pain and suffering.
Line up, boys! Send me an e-mail, put your family jewels where your mouth is, and I can promise you the first spot in the line.
The problem with your argument is that you assume that there IS some amount of money where you would say "now we are even" to that sort or procedure.
You also assume that certain plaintiff's wouldn't in fact line up for the amount of money you are suggesting and jump at it.
Since money does not lead to a fair exchange for the pain, why should we roll the dice? Courts have little to no guidance as to what constitutes reasonable compensation for pain and suffering, and juries are never advised on it. It is completely random.
The system should be about compensation. We have no way to measure the loss, so how can we ever have fair compensation for pain?
Punishing doctors for screwing up should not be a role of the tort system. The medical profession must police itself, but the tort system is a very bad way to police doctors.
I note that the other alternative is similar to the worker's comp. system. Lose a leg: Here is your award, based on age. Break one finger? Here is your award. Somehow I don't expect the plaintiffs' attorneys to go for that system either.
The pain and suffering aspect is meant not so much as compensation for pain and suffering but also as punishment to deter such wrongdoing in the future.
The tort system is the only system we have for punishing malpracticing physicians. Since it is only a small minority of doctors which commits the large majority of malpractice it is clear that the profession is unwilling to police itself and expunge the few malpracticing doctors from their ranks.
--
It's puzzling how James and Ed can rationalize their partisan support for hypocritical conservatives by (a) ignoring what I wrote in favor of writing what they wanted to say anyway and (b) changing the subject (and/or putting words in my mouth).
I notice no one's supporting Matt "I didn't mean what I said in the primary" Murphy. Poor guy, everyone's closing their door in his uber-conservative face.
You said: "Since money does not lead to a fair exchange for the pain, why should we roll the dice?"
So, you're saying that "no exchange is fair for a lifetime of pain"? Our courts measure compensation in money. Period. No, money can't "compensate" for all that suffering, but it can help to alleviate it. Ok, so you get ecomonic damages. That means that if you're a 30 year old ditch digger, you'll get 35 years of ditchdigger's wages. And your medical bills paid. Geez, it's too much to ask to give stumpy a home to spend his miserable days in? Perhaps money to occupy his final final 45 years or so? Some education, maybe? A new computer (which is about all he'll be able to do the rest of his life) every few years, maybe. A chance to send his kids to college, since his "economic" damages ensure that he'll NEVER have the chance to rise above the life of a ditchdigger?
What a cold-hearted argument! I sincerely hope you're never the victim of malpractice ... were that ever to be the case, why do I get the feeling that you'll believe that YOUR pain and suffering is worth more than a few thousand dollars a year?
And for what it's worth, the "blood sucking lawyers" get paid a percentage of the victim's recovery, and if the victim loses, nothing at all. So much for making it the lawyers' fault.
"Tort reform" to me means punishing litigants and attorneys who file BASELESS lawsuits in order to harass someone for money. It does NOT mean screwing legitimate victims out of their recovery and letting the person who ruined their life off scot free.
Funny, but you try to put caps on medical rates, and you call it "socialized medicine." Price controls are called "communism." Why doesn't the same rule apply to caps on victims of negligence? Oh yeah, because they don't have money and political influence.
Since you're such an expert on "tort reform", may I ask how you came about your "expertise"?
As far as doctors policing themselves, please. They stick together, and refuse to speak out against what they know is wrong. They destroy, alter and "lose" medical records.
One thing you have to give attorneys: they DO police themselves. They report each other, and they sue each other for malpractice. I'm waiting for the snide comment about that after you've stated that "the medical profession must police itself." Rather than give the legal profession credit for what you say is right for the medical profession, I'm sure there's some kind of "shark" comment coming.
Your comment show perfectly why we have problems with the tort system.
Pain and suffering is to compensate for pain and suffering. It have absolutely nothing to do with dissuading conduct or punishing it.
Punitives are to punish.
* * * *
Snidely,
Your comments also show ignorance of the tort system.
If the evidence shows that Stumpy needs a home with special accommodations, that is included in economic damages. There is no cap.
Lose the ability to attend school and get out of the digger job? Covered, if it could be proven.
However, if he doesn't need a home for his injuries and there is no diminuation in income to prevent that, why should he get it from the doctor?
The tort system is meant to compensate.
Unless punitive damages are pleaded and proven, it has nothing to do with punishing conduct.
Too many don't understand the difference which is why you get some insane verdicts.