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Don't buy anything unless I have to, but I do the other stuff already. Helped my daughter's girl scout troop put on a couple of extra drives for food pantries at Thanksgiving and Christmas.
Sorry Rich, no money for a Cap Fax subscription in the budget.
I am also saving and prepared to step in and help 3 adult kids, all still working but who knows, with whatever they need to maintain their homes,
food, health insurance and so on for an extended period That has pretty much taken the place of charitable giving since we already provide them
with money so that maximize ira contributions.
Have increased donations to two poor educational systems we support in Illinois and WI.
Otherwise all remains at a standard level. We have a large proportion of income going into savings an that remains constant.
Are responsible homeowners getting to refinance at the lower rate with little or no fees...I think not(a number have alreay been refused and told the money is for those in trouble to re-finance)....why not find out about those irrresponsible folks and what they are doing about it...perhaps they should move out of their bigger home into one they can afford
At the end of the day does this mortgage bailout help anything...but empower folks who already go themselves into trouble...
Pushing my Congessperson & Senator(s) to increase funding for education as an important (and, unfortunately, cut) piece of the long term solution to the economic problems. Out-of-work people need retraining and HS grads need to go to college. If we don't reducate/educate the work force they will be doomed to joblessness.
In the 'call me crazy' category, we are actually starting a small business as we have found a nice niche where we think we can make some money and, at the same time, help our local economy.
fortunately (or not), we don't have a limiting local ordinance.
anybody need, or, no, willing to have, a cat?
We are giving more since there is more need.
Finally, fighting the governments from taking more wages from me in order to give to their connected trough-buddies and lobbyists. The more they take from me, the less I have and the less free choice I have in supporting local charities.
God loves a cheerful giver, not one forced by penalty of law to give to the government playing cheerful giver.
Actually, in my case it's stray dogs. I'd go with cats, too (I don't think Berwyn limits them), but my partner's allergic.
Also, I try to welcome family, friends, and perfect strangers (come on, are strangers every really perfect?!?!) with a smile regardless of my worries.
I'll live and die by my mother's mantras -
CHARITY BEGINS AT HOME.
AND THIS TOO SHALL PASS.
Taking $$ that used to go to political campaigns and sending it to "high impact" charities (Sojourn, St John's Breadline, Foodbank)
Tipping more in restaurants.
Patronizing local businesses wherever possible.
Hoping to replace the Swedish Tank with an American car.
We have purchased a house ($160,000 less than what realtor told us we could afford), a car, leased a van, bought a clothes washer, a dishwasher, new bed, new sofa, and have hired contractors who are out of work to do work for us at the house. We pay the contractors more than they ask (they are really cutting prices to get the jobs) We donate to our church whose only expense at the moment is benevolence (no Pastor's salary or overhead). We help our son and his family (they have 4 children) with shoes for the kids, clothing, coats, whatever they need.